Which Accounting Programs Support E-Invoicing?

E-invoicing mandates are spreading across the EU under the ViDA reform, but there is no single system: each country runs its own. Italy has required structured e-invoices through SdI since 2019, Romania since 2024, France is rolling out its mandate in 2026/27, and Germany follows in 2027/28. The takeaway: whether you must issue structured e-invoices depends on your country.

In practice, "an accounting program supports e-invoicing" if it can at least:

- generate a structured invoice (e.g. Peppol BIS, UBL, or the format your country requires),
- send it to the relevant network or government platform and retrieve the status/acknowledgment,
- receive supplier invoices electronically (at least for preview/import),
- work with tokens, credentials, and access points (so you don't have to log in each time).

"Lightweight" Programs – For Sole Proprietors, Course Creators, and Small SaaS

This is the most common choice if you sell online: courses, e-books, consultations, subscriptions in a small SaaS application. What matters is simplicity, automation, and integrations.

InvoiceOcean

InvoiceOcean is a lightweight invoicing tool with a strong API and automation options. It's a good fit when you want to generate invoices from sales data automatically and connect them to the e-invoicing flow your market uses. It is also striptu's ready integration, so it's the shortest path from a Stripe transaction to an issued invoice.

Xero

Xero supports e-invoicing via the Peppol network in the markets where it's available and is widely used by freelancers and small businesses. If you want "invoicing + bookkeeping + e-invoicing" in one place, it's often a practical choice.

QuickBooks

QuickBooks offers e-invoicing and Peppol-based sending in supported regions, plus a broad app ecosystem. For micro-businesses that want to simplify the process as much as possible, it can be a sensible option.

Zoho Invoice / Zoho Books

Zoho publishes its approach to e-invoicing across several countries (including Peppol support where applicable) and emphasizes practical aspects: credentials/permissions, invoice flow, corrections, and preparing sales processes for upcoming mandates.

ERP and "Heavier" Systems – When You Have a Warehouse, B2B, or an Accounting Firm

If beyond invoices you have warehouse management, extensive B2B sales, multiple companies/branches, or want to handle e-invoicing "systemically," ERP solutions typically come into play:

- SAP / SAP Business One – documentation describes structured e-invoice generation and country-specific compliance handling.
- Microsoft Dynamics 365 – includes electronic invoicing modules with configurable formats and government-platform integrations.
- Odoo – describes functions for sending and receiving e-invoices, including Peppol, in supported localizations.
- NetSuite – supports e-invoicing and SuiteApps for country-specific compliance, including automatic sending scenarios.

Real-Life Examples – Courses, Digital Products, and Small SaaS

Course Sales (Kajabi/ThriveCart) + Stripe

In this model, sales data sits in Stripe (often through Kajabi/ThriveCart). Stripe is not an accounting program or an "e-invoicing system," so you need a bridge: transaction → invoice → e-invoice submission. The simplest approach: choose an invoicing/accounting program with e-invoicing (e.g. InvoiceOcean, Xero, QuickBooks, Zoho), then automate invoice creation from sales data.

Subscriptions in a Small SaaS Application

Here the key factors are: recurring invoices, corrections, currencies, EU B2B settlements, and consistent customer data. In practice, the winning process is often:

Stripe → integrator (webhooks) → invoicing program with e-invoicing → automatic submission to the right network.

Where Does Striptu Fit In?

If you accept payments through Stripe and want "Stripe connected to your invoicing" without manually copying data, striptu acts as a simple connection between Stripe (and platforms like Kajabi/ThriveCart) and an invoicing program. Today this is most commonly InvoiceOcean, with additional integrations on the roadmap.

In short: striptu collects transaction data, maps it to an invoice in your system, and your system (already e-invoicing-ready) sends the e-invoice through the network your country requires. This approach scales with your sales – especially when you sell 24/7.

Checklist for Choosing an E-Invoicing-Ready Program (For Creators and Small Businesses)

- Does it support structured e-invoice submission + acknowledgment/status for your country?
- Does the system receive supplier invoices electronically (e.g. to an inbox)?
- Does it have API/integrations (important for Stripe)?
- How does it handle corrections and higher invoice volumes?
- Can it run "unattended" (sales at night, weekends)?

Rules differ by country, so check your local requirements and consult an accountant before committing to a setup. If your sales are digital and go through Stripe, the combination that most often wins is: invoicing program with e-invoicing + Stripe → invoice automation (e.g. via striptu).