What Local Payment Methods Does Stripe Support?

Stripe is a global platform for accepting online payments, operating in over 200 countries and supporting payments in 135+ currencies. Beyond the universal options like cards and digital wallets, Stripe also supports a long list of country-specific local payment methods – the ways your customers in different markets actually prefer to pay. Enabling them is usually as simple as toggling a switch in your dashboard, without any additional programming. Once your business details are verified, you can mix global methods (cards, wallets, BNPL) with the local methods relevant to the countries you sell into, all from a single integration.

Global Payment Methods in Stripe

Some payment methods work across many markets and form the backbone of most checkouts. Examples of the most important payment types include:

- Payment cards: Stripe supports all major cards (e.g., Visa, Mastercard, American Express) through cooperation with global and local card networks.
- SEPA Direct Debit: Euro-denominated bank debits across the SEPA area, popular for recurring payments and subscriptions in the EU.
- Digital and mobile wallets: Such as Apple Pay, Google Pay, Link, and PayPal. They let customers pay quickly using saved cards or balances.
- Buy Now, Pay Later (BNPL): Services like Klarna, Afterpay/Clearpay, and Affirm are also supported by Stripe in many regions.

Thanks to such a wide list of methods, every customer can find their preferred payment form, which can increase purchase conversion.

Country-Specific Local Methods

Where Stripe really shines is local coverage. In many countries, shoppers expect a familiar, home-grown payment option, and offering it can noticeably lift conversion. A few examples:

- iDEAL – the dominant online bank transfer method in the Netherlands.
- Bancontact – the leading debit method in Belgium.
- Bizum – a widely used mobile payment method in Spain.
- Satispay – a popular mobile wallet in Italy.
- EPS – a common bank transfer method in Austria.
- BLIK – a mobile payment system in Poland.

This is just a sample; the exact set of available local methods depends on the country, the currency, and where your business is registered. Stripe's dashboard shows which methods you can switch on for each market, so it's worth reviewing the options for every country you sell into.

Simple Stripe Checkout and Selling Through Social Media

For non-technical sellers, a huge advantage of Stripe is the simple configuration of a ready-made checkout. In the Stripe dashboard, without any coding, you can create a Stripe Checkout (a hosted payment page) or a Payment Link – a unique link for a specific order. Simply share such payment links with customers through any channel – email, SMS, or a post. On Instagram, for example, you can place a payment link in your bio or story, so customers immediately go to the Stripe checkout. This is an extremely convenient solution that doesn't require building your own online store or any programming.

A useful detail: Stripe Checkout automatically shows the most relevant payment methods to each shopper based on their location, currency, and device. So a buyer in the Netherlands may see iDEAL, while a buyer in Italy sees Satispay or cards – without you configuring anything per customer. Stripe also encourages sharing payment links on social media; placing them in bios, stories, or messages can significantly increase sales, enabling transaction completion without the need for a storefront website.

Reports and Integration with Accounting Systems

Stripe provides extensive financial reporting tools. In the dashboard, you can view ready-made reports summarizing revenue, fees, payouts, and more, as well as download a detailed CSV file with all transactions. This data can easily be imported into an accounting system or spreadsheet. Additionally, Stripe offers direct integrations with popular financial and accounting tools – you can connect Stripe with Xero, QuickBooks, Zoho, or Wave. These solutions automate the reconciliation process and simplify bookkeeping, eliminating the need for manual transaction entry.

For sellers who need proper invoices for every Stripe transaction, striptu.com connects Stripe with InvoiceOcean and issues invoices automatically – no manual data entry, regardless of which payment method the customer used.

Summary

In summary, Stripe supports far more than cards. Globally, you get cards, SEPA, digital wallets, and Buy Now, Pay Later, and on top of that a broad range of country-specific local methods – from iDEAL in the Netherlands and Bancontact in Belgium to Bizum in Spain, Satispay in Italy, and BLIK in Poland. The exact mix depends on the markets you sell into, and Stripe Checkout surfaces the right options for each shopper automatically. The whole setup is done through a browser, without programming, and works seamlessly with payment links for selling on Instagram, TikTok, and other channels. Comprehensive reports and accounting integrations round things out. Just keep in mind that available methods vary by country – check the rules for your market and, when in doubt, consult an accountant.